Video Library
Starting
- Determining Your Housing Needs
- Start The Home-Buying Process!
- How Lenders Decide Your Maximum Loan
- Purchasing Vs Renting A Home
- Why Use a REALTOR¨?
- Learn Your Community Resources
- Walkthrough -What To Look For
- Keeping Track Of Homes
- What To Ask When Looking At Homes
- Older Vs Newer Homes
- What Is Earnest Money?
- What Do Home Inspectors Do?
- What About Flood Plains?
- What Are Home Warranties?
- Final Walkthrough Warnings
Mortgage
- What Is A Rate Lock?
- What Is A Mortgage?
- What is A Qualified Mortgage?
- What Is Loan-To-Value (LTV)?
- How Large A Down Payment Do I Need?
- What Is Ability To Repay?
- First-Time Mortgages?
- The Main Types Of Mortgages
- How Interest Affects Mortgages
- Fixed-Rate Mortgage Advantages
- Key Factors In Mortgage Payments
- What Does A Mortgage Cover?
- What Are Discount Points?
- What Is Mortgage Insurance?
- What Is PMI?
- What Is Prime?
- What Is Equity?
- Can I Pay Off Early?
Financing
- Key Steps To Secure Your Loan
- What is Debt-To-Income?
- Pre-Qualifying vs Pre-Approval
- Lending Process DOs and DON'Ts
- After Your Loan Application
- Choosing Your Lender
- Choosing Your Home Loan
- How To Compare Loans
- Understanding Loan Fees
- What is A Good Faith Estimate?
- What Is RESPA?
- What's An Appraisal?
Credit, Closing & Federal Programs
- What is A Credit Score?
- Find Your Credit History
- What Is Escrow?
- Closing Costs Explained Visually
- Title Insurance Explained Visually
- What Are Real Estate Commissions?
- What Happens On Closing Day?
- What Do I Get At Closing?
- What Makes Up Closing Costs?
- How Can The FHA Help?
- What Are The Steps In FHA Loans?
- About FHA Closing Costs
- About 203(b) and 203(k) FHA Loans
- What Are VA Loans?
- Major VA Loan Types
- What is The VA COE?
Selling
- Making Your Home Ready To Sell
- Preparing For Internet Showing
- Home Sales Tips -Prepping The Inside
- Home Sales Tips -Prepping The Outside
- How Do I Evaluate An Offer?
- What Is A Counter-Offer?
- The Closing Process For Home Sellers
- 6 Home-Selling Mistakes
- What Can I Ask Brokers?
- Setting Your Price
- Which Square Footage Figure??
- How Is A Home Marketed?
- Improving Your Home's Value
TRID
- What Lenders Must Disclose
- Loans Covered By TRID Disclosures
- Loans NOT Covered By TRID Disclosures
- 6 Required Pieces of Information
- Can Lenders Request More Information?
- Do Lenders HAVE To Approve In 3 Days?
- What Is A Business Day?
- How Long Will Lenders Keep My Records?
- What Does The Loan Estimate Tell You?
- Could My Loan Exceed The Estimate?
- Refunds -If Your Loan Exceeds Your Estimate
- Can Creditors Revise Loan Estimates?
- Can My Settlement Charges Change?
- When Do I Get My Closing Disclosure?
- Loan Estimates -Terms, Payments, Closing
- Loan Estimates -Loan Costs
- Loan Estimates -Services You Can't Shop
- Loan Estimates -Services You CAN Shop
- Loan Estimates -Other Costs
- Calculating Your Cash To Close
- Understanding Loan Estimate Comparisons
- Your Rights For Closing Disclosures
- Closing Disclosures -Understanding Page 1
- Closing Disclosures - Closing Costs
- Closing Disclosures - Understanding Summaries
- Closing Disclosures - Important Additions
Corporate Office
10125 Berkeley Place Dr.
Charlotte, NC 28262
University
10125 Berkeley Place Dr.
Charlotte, NC 28262
Ballantyne Office
7400 Carmel Executive Park Drive, Suite 200
Charlotte, NC 28226
North Myrtle
2423 Highway 17 South
North Myrtle Beach SC 29582
Concord
180 Church Street Northeast
Charlotte, NC 28025
Georgia Office
3330 Cumberland Blvd SE
Suite 500
Atlanta GA 30339
Lake Norman-Cornelius
19109 West Catawba Avenue, Suite 200
Cornelius NC 28031
Lake Norman-Mooresville
106 Langtree Village Drive, Suite 301
Mooresville NC 28117
Raleigh
353 Six Forks Rd, Suite 280,
Raleigh, NC 27609